According to the definition of cluster in the policy, a group of 50 or more enterprises engaged in production of similar, homogeneous or related goods or services within a maximum radius of 5 km shall be collectively considered as a cluster. In this case, the business strengths, weaknesses, opportunities and threats of the enterprises located under the cluster will be similar.
It also said that 10 percent of the loans that banks and financial institutions will give to the CMSME sector in the current year 2022 should be cluster-based. Later on, this target amount should be increased by at least 1 percent every year to at least 12 percent by 2024. Bangladesh Bank can change this target if necessary. 50 percent of the loan to be given in the cluster should be given to the cluster designated by Bangladesh Bank. The remaining 50 percent will be given to other clusters.